How to use it
A few inputs, one explainable answer.
- Add every expected DIY cash expense.
- Estimate total hours across planning, pickup, packing support, driving, and returns.
- Use the professional quote plus known tips, valuation, and access fees.
Method
How the estimate works
DIY cash expenses plus the value of your time are compared with the professional quote plus likely extras. The difference is shown without declaring a universal winner.
Worked example
A $1,300 DIY cash plan plus 24 hours valued at $30/hour equals $2,020, compared with a $2,650 professional plan—a $630 tradeoff.
Assumptions & limits
What can change the result
- The value of your time is optional but makes the comparison more complete.
- Both sides should include comparable services and insurance choices.
- Physical strain, driving comfort, schedule certainty, and damage risk are not fully monetary.
Questions
Frequently asked questions
Should I include my own time?
Yes if time has a real opportunity cost or schedule impact. You can set the value to zero if you only want a cash comparison.
What belongs in DIY cash cost?
Rental, mileage, fuel, tolls, insurance, equipment, helpers, meals, hotels, parking, and supplies should all be considered.
What should I compare in mover quotes?
Compare scope, crew size, travel time, minimum hours, valuation coverage, access fees, cancellation terms, and whether the estimate is binding.